
Currency Exchange & Payment Methods in Peru
Plan your spending in Peru with our comprehensive guide to currency exchange, banknotes, ATMs and payment methods. Learn where to get the best rates and how to avoid fees and counterfeit bills.
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When traveling to remote areas of Peru, including the iconic site of Machu Picchu, it’s essential to plan your finances wisely. While major cities like Cusco and Lima are well-equipped with ATMs, the availability of cash machines diminishes significantly in more rural locations.
In Aguas Calientes, the gateway town to Machu Picchu, you will find a few ATMs, but they can sometimes run out of cash, especially during peak tourist seasons. It’s advisable to withdraw enough cash in advance while you're still in Cusco, where ATMs are plentiful and offer a range of services.
Moreover, keep in mind that many places in remote areas, including local markets and small restaurants, may only accept cash. Credit cards are often not accepted, particularly in smaller establishments, so having local currency on hand is vital.
Before embarking on your adventure, consider carrying a mix of cash, including small denominations, to make transactions easier. Additionally, ensure that you inform your bank of your travel plans to avoid any issues with your cards while abroad.
It's also worth noting that some areas, particularly along trekking routes, may not have any ATM access at all. Hiking the Inca Trail or other trekking routes usually requires you to carry enough cash for the duration of your journey.
For added convenience and safety, consider using a travel money card, which can be reloaded as needed and provide an alternative to carrying large amounts of cash. Always have a backup plan in place, such as a secondary card or a small stash of cash in a secure location.
In summary, while ATMs are available in some remote areas of Peru, including Aguas Calientes, it’s best to be prepared by carrying sufficient cash and planning your withdrawals in advance. Enjoy your travels in this beautiful country!
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