When traveling in Peru, especially in popular tourist destinations like Machu Picchu and Cusco, you may wonder, Are credit and debit cards widely accepted? The short answer is yes, but with some important caveats. While major cities and tourist areas tend to accept credit and debit cards, smaller towns and remote areas may not.
In Cusco and the Sacred Valley, many hotels, restaurants, and shops accept cards, particularly Visa and Mastercard. However, it’s wise to carry cash, as some vendors prefer or only accept cash payments. Peruvian soles (PEN) are the local currency, and you can easily find ATMs in the city that dispense soles. Keep in mind that ATM fees may apply, and it’s advisable to withdraw larger amounts to minimize transaction fees.
When visiting Machu Picchu, the situation is a bit more complicated. The entrance tickets to the site must be purchased in advance, either online or at designated offices, and credit cards are usually accepted for these transactions. However, once at Machu Picchu, many vendors, including those selling food and souvenirs, may only accept cash. Thus, it is crucial to bring enough cash for any incidental purchases.
It’s also important to notify your bank of your travel plans to avoid any issues with card usage abroad. Some travelers have experienced their cards being blocked due to suspicious international transactions. Additionally, be cautious of using your card at less reputable establishments, as fraud can occur. Always check your statements for any unauthorized charges.
In summary, while credit and debit cards are widely accepted in Peru's urban and tourist areas, it’s essential to have cash on hand for smaller transactions, especially in more rural locations like Ollantaytambo or during your visit to Machu Picchu. Prepare well, and you’ll have a stress-free experience enjoying the breathtaking beauty of Peru.
