When traveling in Peru, especially to iconic destinations like Machu Picchu and Cusco, understanding how to access cash is essential for a smooth experience. Most tourists will find that ATMs are widely available in major cities such as Cusco and Arequipa, but options become limited as you venture into more remote areas or smaller towns. In Cusco, you can find ATMs at the airport, in shopping centers, and along main streets, ensuring easy access to local currency.
Before you arrive, it’s wise to notify your bank of your travel plans to avoid any potential issues with withdrawing cash. Most ATMs in Peru dispense Peruvian Soles (PEN), and while credit cards are accepted in many tourist areas, having cash on hand is crucial for small vendors, local markets, and tips.
When using an ATM, always choose to withdraw in the local currency to avoid unfavorable exchange rates. Be aware of ATM fees, which can vary based on your bank and the ATM provider. It's also important to use ATMs that are located in safe areas, preferably inside bank branches or well-lit places.
For those planning to visit Machu Picchu, it’s essential to note that there are no ATMs on the mountain itself. The nearest ATM is in Aguas Calientes, the town at the base of the site. Therefore, ensure you withdraw enough cash in advance for any necessary purchases, including food, souvenirs, and entrance fees.
In addition, be cautious of your surroundings when withdrawing cash, and consider using a money belt or pouch to safeguard your funds. If you encounter any issues with an ATM, look for another machine or contact your bank for assistance.
Lastly, remember that while ATMs are convenient, being informed about cash handling and carrying a mix of payment methods will enhance your travel experience in Peru.
