Are credit and debit cards widely accepted in Peru? When planning your trip to Peru, particularly to iconic destinations like Machu Picchu, it's essential to understand the availability of cashless payment options. In major cities such as Cusco and Lima, you will find that many hotels, restaurants, and shops readily accept credit and debit cards. However, make sure to inform your bank of your travel plans to avoid any issues with your cards being declined due to international transactions.
In Cusco, most tourist-oriented businesses accept cards, but it’s always wise to carry some cash (Peruvian Soles) for smaller vendors or local markets, where card acceptance might be limited. When visiting Machu Picchu, entrance fees must be paid in cash; thus, it’s advisable to have the necessary amount on hand. ATMs are available in Cusco, but they can be scarce in more remote areas, including the Sacred Valley.
Typically, ATMs dispense cash in Peruvian Soles, and you should be aware of potential withdrawal fees imposed by your home bank. Some travelers have reported higher fees when using international cards, so it may be beneficial to compare options before your trip. Credit cards like Visa and MasterCard are the most widely accepted, while American Express may not be as commonly used.
Additionally, be cautious of your surroundings when using your cards, especially in crowded tourist areas. Small businesses may prefer cash, so having some local currency can enhance your experience by allowing you to shop more freely and engage with local artisans. Understanding the payment landscape in Peru can help you avoid inconveniences and ensure a smoother journey. Overall, while credit and debit cards are accepted in many places, a combination of cash and card is the best strategy for your travels.
