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Traveling to Peru, especially to iconic destinations like Machu Picchu, requires careful financial planning. One essential aspect travelers should consider is the use of ATMs, as cash is often preferred in many local establishments.

ATMs are widely available in major cities such as Cusco and Urubamba, and they typically dispense Peruvian soles (PEN). However, it's important to be aware of potential ATM fees, which can vary significantly between different banks and locations.

Currency conversion fees and withdrawal limits can also affect how much cash you can access. Most ATMs charge a fee for using their services, which can range from a few soles to around 20 soles per transaction. Keep an eye on your bank’s fee structure as well, as some international withdrawals may incur additional charges.

To minimize costs, consider withdrawing larger amounts of cash at once to avoid multiple fees. Remember to inform your bank about your travel plans to prevent any issues with your debit or credit card while abroad.

When in the Sacred Valley or visiting Machu Picchu, note that not all places accept cards, especially in remote areas. It’s advisable to carry enough cash for entrance fees, souvenirs, and local dining. Always have some small bills on hand, as vendors may not always have change for larger denominations.

While ATMs are generally safe, it’s wise to use them during daylight hours and at busy locations. Additionally, be cautious of your surroundings to avoid potential scams or theft. If you find yourself in a situation without cash, some establishments may allow you to pay via mobile apps, but this is less common.

In summary, understanding the ATM landscape in Peru, especially around Machu Picchu, can enhance your travel experience. Prepare by checking your bank's policies, withdrawing sufficient cash, and enjoying the beauty of Peru without financial worry.